I've got a list with the following criteria for the Cleveland, OH area: Owner OccupiedLast Sale Date <= 10 yrs agoHigh Equity3 BedroomThis has given me a pretty sizable list.Is it wise to target owner-occupied prop...

A lot of gurus advice to hire a virtual assistant or a company that pick up those vm, calls people back with a script, and send the seller leads that match the investor's criteria back to the investor.Your vm do not get through the screening!

By the time you figure in 5-6% real estate commission, 1-3% sellers help, your share of closing costs you really have virtually no equity.

If you are like virtually everybody else in this business you're only regret will be not diving in sooner.My two cent.  

What I noticed there is that virtually no cycles of up & down it seems RE is always in the upward trend that makes RE unaffordable to ordinary folks.

As someone that sold commercial phone systems in a prior life, I can assure you that your question is way to vague.How many lines, what capabilities, virtual systems vs traditional switch systems....used to be pbx's....cell based....BUDGET.I don't have a clue what you want to accomplish with this phone system.

Account Closed both, self-directed IRA and self-directed Solo 401k are valuable tools allowing you to be in control of your retirement accounts and giving you the ability to have access to virtually limitless investment choices.However, since you have self-employment income from flips, Solo 401k will be most beneficial to you for the following reasons:It has much larger contribution limit. 

If there's more than where you are now, look into virtually wholesaling there. 

Then I ask how many are private lenders and virtually all raise their hands as well

Active marketing however, is where you take control, and actively pursue a customer (Door knocking, calling for sale by owners, calling for rent by owners, calling expired listings, calling your centers of influence, calling cancelled listings and more)Passive marketing has virtually no rejection.