I started investing in South Jackson around 2011 when I realized the house I had bought from HUD some eight years earlier was now under water.

Would rather find one where one could pick and choose, so if you only need one item like asset protection, you could get that (realizing there's a lot of overlap).

Although, with the median house price in SLO being around $730k, I'm realizing that, even with a savings rate of 45%, it is going to take a while before I can accumulate the capital for the down payment + renovations (if needed).

A lot of newer investors don't realize this actually constitutes mortgage fraud which is a felony. 

I realize this is quite general, but I am more than willing to contextualize my situation and goals, just hoping to get some input on some individuals with some experience in this area, or even the South East in general.

If you start the price too low it'll be tough to justify to applicants a higher price after you realize you have a million people interested and you priced it too low.

After graduating from UGA with a degree in Special Education in May 2020, I soon realized it was not the path for me.

You're only realizing half of that on your side anyway, so at best you're saving $50k.

Just realize that if the market turns and home prices deflate you will be upside down on your primary.

I realize there are many levels to tracking and what is considered income (eg. capital gain, payments that are both principal and interest and is interest really only considered income where the principal is the capital investment).