If they cut rates those CDs and HY savings returns will drop. 

I am finding conflicting information about whether or not this is allowed in Jacksonville, Florida.I've found info stating that the owner must live in one unit and rent the other, or must rent both units to the same tenant, and the two units cannot be rented separately to two different tenants.

Save your money to purchase more real estate.

How about narrowing down the specific area and getting on the horn or looking up the HOA info?

Talk with a law firm like Sutton Law suttonlaw.com they are experts and have info on forming LLC's in Nevada or Wyoming.

I would ove info on this one!

The reason I wanted to get my license was so my husband and I could begin investing in real estate and could save on commissions.

Then you should have a pretty clear cut idea of what the 1031 will save you.

If you want more info about this you can always google Larry Higgins Skip Tracing or Larry Higgins Vacant Houses and you can find podcasts I've done discussing this topic in depth over the years.Best of luck.......

For you the question will be is it worth it to spend  less than a thousand on an exchange to save $20K in taxes.To your other question - Qualified Intermediaries, exchange facilitators, and exchange accomodators are all the same thing.