Are you looking to stay in the Boston area?

Having to replace furniture can be a hassle and the less I have to replace the better.

Second to cash in the bank is HELOC cash because you can use it however you want (you just have to see it already in an account).

My dilemma is that one of my properties is worth about $400K and I owe ($40k on a HELOC & $50K on the mortgage) and I'm on tract to pay them both off in 16 months- paying ($2000 from the renter and me paying $4000 a month on the HELOC= $6000 per month total) I plan on doing this until both loans are paid.

I am looking to buy a lots / land in O' Fallon , Missouri .

Open to different markets to invest in and curious to learn more about them.

RE Pro Status supercharges this.If you or your spouse are an RE Pro, your LP investments can lead to depreciation offsetting both passive and active income.If you are not an RE Pro, the losses due to depreciation can only be used to offset passive income—such as income from other rental properties or other passive investments.This post is misleading ... 

Plenty of resources here to get familiar with to gain insight on your REI journey. 

I am to surprised to hear that this is CA.

@Tanya Karle Great to have you here!