Ideally, I'd love to do an FHA loan, but I know how tough it is with all of the inspections you have to pass to get that loan through.

What do you experienced people think would be the best way to work something like this, while staying ideally within the confines of an FHA (preferably) or a 5% down conventional loan?  

Ideally, we would like to work with a local credit union, does anyone have recommendations? 

I will say that although the 30k fee is not ideal.

All I have is 20% down on the $1.3M purchase, and I can possibly get another 5-10% but it is VERY expensive to do it (one of those working capital loans with a 24 month repayment = $7k a month worth of repayment) which changes my DTI ratios and is somewhat not ideal.

Ideally we could get a private money lender that would be willing to lend some amount of the renovations, $80k+In case it matters, we own a couple of investment properties worth over $2M and have a fair amount of equity in them (Loans on the properties equal about $1.2M).

She joked her own children needed psychiatric help because she made sure they were role models of ideal behavior.

I am very interested in purchasing my first property, which ideally would be a three or four unit.

We are looking to refinance the units, to pay off the construction loan, and ideally take as much of our cash out as we can and still cash flow.

Ideally, go with a gas heater.