Are you looking to grow that $3M nut into something larger and scale quickly or are you looking to establish a healthy long-term business that can grow in any market?  

If you fix the foundation, you almost have to fix the plumbing leaks because the water will eventually compromise the soils over time and lead to movement of the slab/foundation.  

Also, does it make sense to complete Phase 1 prior to Archaeological assessment, given that they will be disturbing the soil everywhere with arch. assessment?

Hey everyone,I hope everyone is staying healthy during this pandemic.I'm interested in renting out my current home (single family) and purchase a multifamily, condo or single family.I don't know if there are any low down payment product out there that doesn't require 20% up front.What have y'all done and what do you think is the best route to go.Thank you,Felix

They are financially healthy and in great shape so for them the terms have a wide range of win-win scenarios. 

Why on earth would you withdraw from an account with such a healthy balance?  

As you reflect on your year and your goals, think about your relationships, whether you have healthy ones or ones that need rebuilding.

We both work, are able to save, and have a healthy emergency fund, 401(k), ROTH, and individual investment account separate from the $50-100k I'm talking about investing in real estate.I appreciate any and all feedback and would enjoy discussing with someone willing. 

I'm doing well with all of them, and generating healthy cash flow.

If you have enough healthy equity to support it, lines of credit will work well, at lease as a portion of your reserve budget.If you are not sure what your reserves need to be play with an xls spreadsheet and run some scenarios.