Bookkeepers vary in stature quite a bit and it's good to ask a comprehensive list of questions when interviewing a Bookkeeper for hire to see what their background is, if they have experience in your specific industry, what certifications they have, etc.

I am new to investing in raw land and it seems there is no shortage of online resources and educational programs in which to enroll.

Certificate here: https://www.ebenefits.va.gov/e...         

Lawrence,I have never heard of a paid program that was worth it.

@Dakota VerricoEither amend the taxes or go with a higher down payment and use a bank statement program. 

I have developed training programs in a variety of industries that focus on streamlining efficiency. 

.- Pay for an elevation certificate. 

Abe,While the information about Flood Insurance rate increases is accurate, it is only referring to the National Flood Insurance Program (NFIP) from FEMA. 

Conventional max LTV's:  1-unit 95%, 2-unit 85%, 3-4 unit 80%.So if this is a 3-4 unit, you would need to be at 80% LTV and there wouldn't be PMI.Also if your income is below the income cap for the program, Conventional Home Possible is coming back on 11/15, which allows up to 95% LTV for a 2-4 unit.Check with your loan officer on your options.Hope that helps, best of luck!

You will not qualify for any first homebuyer programs but honestly, you are much better off not using a FTHB program.