Find one that meets your needs as far as flexible pricing, no high volume minimums if you're just starting out.

There are a lot of variables involved so its hard to see unless you run the numbers especially since you might replace this home with 2-4 units and where the loans on those new properties would be at a higher rate.

Managing extensive renovations required meticulous oversight to stay within budget and meet deadlines.

Let me start by saying I have hired a CPA, and have a future meeting set up. 

Additionally, you'll have access to less competitive rates, usually. 

There's likely options out there for your refinance when you rehab it (minimum around 50-75k loan amounts).You can find private lenders online or you could possibly meet one at a meetup.

That is really the epicenter of growth in Metro Phoenix for the next decade.Since Metro Phoenix has a healthy inventory of homes in your buy box and interest rates are keeping many buyers on the sidelines, it's a good time to be a buyer in Metro Phoenix.Hope this helps,Melanie

I purchased rentals that are all clean BRRRRs and meet the 1% rule then grew my portfolio to over seven figures.

Yes, I have other "typical qualifications" that applicants must meet, just the 3x income issue is problematic. 

At that point, it's worth researching and finding a solution that better meets your needs.