If you want someone else to put up the money you need to provide significant value to the transaction.

Credit scores are made up of many factors, one is the utilization of an account vs its credit limit.

Honestly seems like a little overkill on this decision - unless its strictly a rate-term refinance because rates have dropped, it usually just should come down to a side by side comparison of status quo vs. refinanced (+ how any cash-out capital is deployed)

@Aparajith Srinivasan Welcome to BP in the OC. 

I do not use Rent Ready, but I know that it is a perk of my pro membership here and I am considering setting it up to help my tenant establish credit. 

Welcome to the community and I wish you all the best.

Getting the money is about 100x harder than drawing up the paperwork.

Going the DSCR loan route is a great way to scale your portfolio. 

The experience is working out pretty well.I think their goal is to be your one-stop-shop for the whole process and that will suit me going forward. 

I can see sharp investors talking to these folks and just basically talking the seller into cancelling and coming with them as they will pay more..