We are doing a cashout refi for 69% LTV because you get a better rate staying under 70% LTV and so I'm not over-leveraged in the wake of a crisis.

Student rentals bring along with them different challenges a whole different crisis during this pandemic.

Would i be qualify of getting a sba economic injury disaster loan(3.7%) to pay up heloc loan(4.7%)?

Generally I’m not crazy about RI’s economic prospects.

This list will be even more effective now, since people who had financial trouble before this crisis are most likely to have circumstances turn for the worse and be ready to sell.Here are a couple reasons why it can be effective* It can be applied to both absentee and owner occupied.* It isn’t widely available so “everyone” isn’t using it.

There are also some private lenders that provide loans against your equity - but the pricing is much higher, in the 12-16% range, vs 3.5-5.5% for a first lien against the property.If you are free and clear, your first look should always be toward the property's capital stack directly, as that is the most economical.  

My question is at what point (if at all) can the seller of a multi-family property disclose if their tenants have been able to pay their rent throughout this crisis?

The economic delta between where you earn money and Milwaukee needs to be wide enough to make it economically viable.

I was laid off during the financial crisis in 2008.

In the more spread out areas, with a much smaller infection rate per capita, and low death count, one can foresee a rather quick return to near full economic activity.