Brian, Dmitriy, and Jim Hitt from American IRA all have the skills and knowledge to you help you.

I might have to start shopping in your back yard.But that was in Canadian dollars so it's completely different than American dollars

This is going to be a personal choice call with regard to risk and deisre to leverage. 5.4% is a pretty good rate compared to what you are going to be borrowing from a private lender so it might make sense to save up money instead of paying down your debts if you truly want to do a flip.Remember for most hard money lenders, and many private lenders you are going to have to have some of your own money in the game so you will need to save us some funds to execute your first flip, and also you need a contingency fund of ~$10k depending on the property to cover holding costs/unexpected repairs etc.

At the very least houses bought for cash-flow should keep up with apartments because investors would buy them as investments if rent goes up and cap rates compress... plus you have that large pool of people that want to achieve the American Dream of Homeownership.

I would be fine with this, but I have my people to pay for executing the contracts, and doing due diligence on the property.

They seem to think that if they personally screw up their lives, then the American Tax Payer should be financially responsible for their screw up.

If you want a clear definition of what American conservatism is and why the United States is the greatest country in the world, then you need to see this speech.http://www.youtube.com/watch?

It seems people are upset because American Idol is forced to move to Wednesday & Thursday night!

One thing I haven't liked about 10,000 and less towns is that they are usually serviced by 1 major employer....and if some hot shot young executive comes in and decides to outsource the services of that town - there goes your entire portfolio.

See www.ahphelp.com to learn about American Homeowner Preservation's program which does exactly what you are proposing.The concern of the arrangement being construed as a loan typically arises when the seller has equity and receives consideration from an "equity purchaser".