Credit unions are often more flexible.

This was probably a year ago, but Before going onto their website I even called and spoke to a worker at that office who directed me to the category where I would find them… the category was filled of all kinds of irrelevant documents, thousands of them.

You also want a point of contact that knows underwriting too, that way they are proactive in ensuring your deal will get to the closing table.

Please also make sure how much points or cost you are paying by looking at the Loan Estimate.

Any expenses you put in to renovation or repairs are not deductible, but must be capitalized after the property is in service. 

Grad students are good too and we still get them sometimes in our year round properties.

How are you faring up there?

I use the title company that I work with for everything. 

i only found lend to live by alexandria bresh is that the same book?

Quote from @Nick Troutman: Owners are allowed to buy, sell, or manage their properties.