In our homes with wood floors we describe normal wear and rear in our info sheet and leave a starter pack of felt pads and slides on the counter.

Alan, it looks like I can still slide a tic-tac under your knee in your profile picture!

Real estate lags the economy by 3-6 months so I wouldn't be surprised that the real estate starts to slide by summer.My concern is where will we go from here? 

They couldn't repair but could replace the glass in a couple of days for an unreasonable amount.

There is often a sort of sliding scale that lenders will apply based on a number of underwriting criteria, e.g.;- Experience (# of investment properties sold, or comparable projects completed within a given timeframe, like the last 3 years)- Credit score (generally the higher the score, the lower the rate available)- Leverage (LTC/LTV - generally the higher the leverage, the higher the rate)The above list is by no means exhaustive, and the elements will vary by lender.With that said, typical short-term HML interest rates right now are likely to be somewhere between the high single digits, like 9%, and the mid 10's, like 14-15%.Also, HMLs typically charge a couple of origination points.(3) Lastly, are there other recommendations from the BP brain-trust that are all welcomed and thanks in advance?

I find melted glass bottles and melted aluminum cans in my fire pits.

Because you might note from your glass palace, I reside in a concrete dome, a rock throwing contest may not fair the result you think.  

You can have grace and let it slide, but can you live with that?

Click on the magnifying glass in the upper right.

The big question is always where on this sliding scale do you want to invest.