Dustin was simply describing his situation.

It's simply locking up an option to lease option with a seller & assigning it (usually to the tenant buyer, but sometimes back to the seller).JvM

If the "lodge house" doesn't work out in the long run, my plan is to simply rent out the entire place in the traditional sense.

People demonstrating pride of ownership towards their home by dressing their house during the holidays or simply spending time doing yard work.

I simply responded spontaneously and said, "Why don't you give me a counter-offer."

We simply fill out a web form for each property as we acquire and dispose of them.

Had it appreciated, you'd be okay... more than likely you're currently upside down on your mortgage.Something to look into is simply going conventional on your next home maybe, putting a 20% down payment in?

Well I wish you would have posted here BEFORE closing them out.Length of credit history in good standing DOES affect your credit scores.If you have other credit that has a long history it shouldn't affect you that much.If however closing the 3 credit cards with 7 years of history you know only have a few credit lines with only 1 year or 2 of being open that is not great.In the end it shouldn't hurt you too much.When they made the new credit card rules last year or was it the year before credit card companies raised interest rates and annual fees from no fees.So what happened is the great credit people lost benefits because Obama wanted people with bad credit to not be taken advantage of.The credit companies simply restructured to make the same money.So A law passed that had good intentions but was misguided.The government believes when they pass a law people or companies will just take the loss but it never happens.So in the end these laws are just spinning wheels and not doing anything.I know many people who have closed their accounts once interest rates go up or annual fees are imposed.The downside is people want to maintain credit but some credit companies have been closing accounts if you don't use enough and they make a certain amount of interest off of you.It is getting rediculuos.

If for some reason I cannot get the utilities on, I simply let my offer do the talking (as I assume certain repair costs).

While I expected some variation, that amazed me.In looking further, here's what I found out... the lowest simply insured me for the appraised value (I told them $85k even though I was paying $72k)... the next insured at $100k stating that was their minimum... above that was a quote at $160k because that was their estimated replacement cost on the property... still another had an estimated replacement cost of $200k!