We like trying different avenues with investing and the part of Florida I’m in would be a real long hold position with not much return unless it was commercial.

Its sound like you don't have at least negative income. 30 years fix will give you positive income try to take shorter term so you don't add back those 3 years.

Neither one of you is a judge...and don't know what a judge would decide...so to me it is your position that it is criminal and a judge can decide that later, you just need them out of the house.   

Your monthly nut is probably less than 800 and you can live free with about 200 positive cash flow.  

I've been at it maybe 2 years and have had mostly positive experiences. 

Over lunch another attendee told me he’s usually in the buying position, as a manager in the IT industry.

@Jami Kloet , I have heard nothing but positives about Ikea cabinets. 

Pulling out your equity will increase your true cash flow on your existing properties and the additional income properties will generate positive cash flow above and beyond the debt repayment and expenses on each.

This with any repairs and an idea of what other similar duplexes have sold for should put you in a good position to put in a competitive offer.

I've had a positive experience thus far with their lending platform.