If you are going to use it regularly yourself and are OK with it breaking even most of the time, then it might be OK.As a pure investment, cash flowing property, then it is too risky IMHO.

It doesn’t have to be purely anonymous, just difficult to lookup for the typical tenant.I suppose just making an LLC owned by my name is the way to go.

I agree that pure speculation about what interest rates is going to do is just "admiring the problem."

(For those of you looking at my user name, I'm NOT affiliated with Aegis REP, the names are pure coincidence).

If for pure convenience, I cant see it being worth it unless you can split the units down and sell them individually in the future. 

If you are purchasing the home without the intent to occupy after closing (e.g. as a pure investment property), then the minimum down payment is 15% down on a 1-unit home, and 25% down for 2-4 unit properties.

It could be normal but generally DSCR Loans shouldn't be looking at that stuff at all, so you may be working with a lender that primarily does conventional/owner-occupied financing and does DSCR on the side so its not as buttoned up as say the process would be with a pure-play focused DSCR lender

But purely as a cash flow investment, it will be much harder.

And frankly that is about what felt comfortable (we are fairly conservative) for us to buy, fix up, rent our last place and properly absorbed our purchase....oh and to save up for the next down payment.Also in general we were buying in areas we would live in, hence our focus was a bit more on price appreciation and options vs pure cash flow or returns. 

It was a pure accident.