Are most investors in this situation just getting conventional loans and then getting an umbrella insurance policy to protect themselves?

Hello all! Any tips on how to secure my property during the renovation period? Most store bought systems out now utilize WiFi but the property doesn't have WiFi set up yet. I always take my valuable tools and equipmen...

The same big real estate companies service all the towns and then there are some smaller players.

The lease document is there to protect both parties.

Your place will rent for more and be better protected if you stay within 20ish minutes of the parkways.

Plus there are several companies that prey on this fear to sell what in my opinion is unneeded "protection" from this bogeyman. 

Look at your risk vs. reward and what safety nets you can put in place to protect yourself (I.e. tenants with garnish-able wages, increased security deposits, etc.).

But are you making sure you can quit claim the deed into a llc to protect yourself? 

We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

An LLC does not give you any tax advantages, more liability protection than anything, however, in a loan scenario, you are not on title and therefore do not have any liability exposure to my knowledge.