We really want to stay in this part of town, but buying a multi-family or single residence home is so expensive.

Older buildings likely have nothing but one layer of sheet rock between the floor boards/joists and lower level units.

I am ok with expensive if ti gives me quality.

The problem now is that the golden visa has been abolished, Lisbon has gone from cheap to very expensive and new short-term rentals have been banned, whereby investing in Lisbon has become much less attractive.

I've included a preliminary floorplan below.My goal with this ADU is flexibility in terms of renting it out either short-, medium- or long-term rental in the future for income, as well as maximizing resale value (main property is 1300 sq ft 3/2) to someone probably with an investor mindset who would want to house hack.My main concern is whether it's a good idea to have 3 en-suites at the expense of having a small living room/kitchen area.

Yes, it was a small expense, but I have no problem investing in my education.Second, I will agree with Jon C and say that the private forums within the academy are underutilized.

Real estate is a very expensive game and you need to make sure that you are financially stable and able to withstand potential losses.

These buyers benefitted from lower monthly payments and avoided the intense competition seen in subsequent years.As inflation picked up, partly due to increased government spending and monetary policies, interest rates began to rise sharply, reaching around 7.5% to 8% today.

Meaning that if your expenses exceed your expectations, or your vacancies/non-pays exceed your expectations, and you don't have enough buffer in place, you'll have to come out of pocket to avoid losing your assets.

$75k is best used for another house hack that way get a better rate and lower down payment meaning can put some of the money in rehab.