So, try some local real estate meetup groups.

The stream bed in question is small/ephermeral, and the properties haven't flood in 12 years, even when the local area has seen some massive flooding in the last decade.  

California, to my pleasant surprise passed a new law that went into effect January 1 that allows property owners to file a Letter of Agency with local law enforcement which notifies them that the property is vacant.

And she can always lock it to a street sign or find a local bike storage no?

Do you have a local rental association that you could join?

I would recommend staying in Findlay, Ohio for a while as your cost of entry is going to be much lower and you are local to the area.

This sounds like a deal for a local commercial bank.

You can try this site to find a local mortgage broker:https://mortgagematchup.com/ 

As soon as our lesson was over, this dude would loudly shout to his daughter, tell her to go to the local betting parlor, give her a  wad of money and a list of bets to place for him.

I recommend finding a great local lender and building a relationship with them, then getting your info directly from them rather than articles and videos.