Subject-to deal: Cash required: $35k + 295k existing mortgage + 5k in misc = $335k for a 350k 2021 house.Pros202135k needed3% int. rateGood schoolsGood location CONS$145/m in HOACashflow is tightMortgage InfoLast Recording Date 10/6/2021Loan Type CONVENTIONALOriginal Loan Amount $319,105Loan Term 361 MonthsEst.

I haven't joined yet, but a lot of their free material has helped educate me. 

There are ways to use loopholes but it has to be done correctly to avoid issues.If you can rent your current home and it cash flows simply do a cash out refinance pull out some cash and use it for a down payment.

Joon,You will have better luck if you own a home and can do a cash out reifnance to take out enough cash to buy it all cash. 

Irina, there’s a lot to unfold here. if you are looking for the rental cash flow to assist in covering the cost of living in Florida, maybe the best option is to sell your property in PA and use that money to buy a multi unit in Florida this way you accomplish both option.

The biggest gripe I see from people who have been around here for awhile is the monetization of things that perhaps used to be free, or not offered at all.

Purchase price: $350,000 Cash invested: $20,000 Bought my second Property at 22 years old while still in school!

Purchase price: $490,000 Cash invested: $150,000 Property generates $4,050 a month income, rents are below market.

I'd appreciate your insights on balancing the trade-offs between initial capital outlay, monthly cash flow, and potential returns.Thank you for your expertise,Ricardo

If you need further assistance or have more questions, feel free to reach out.