Additionally, I can receive $40k in gifts from my father and ability to access a $20-60k loan from family at 4% APY interest.

I am an investor focused agent, and in addition to my primary residence, own 3 SFR LTR (two of which I have gutted down to the studs and remodeled).Reach out anytime and we can meet up over coffee or lunch

If you have a friend with a real estate license that may be willing to do you a favor, you could ask them for property information that is listed on the MLS which may contain additional information.

An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provides support for the property tax appeals process.

Some additional thoughts here. 1) In theory, you would refinance after the value-add project is completed and the asset is stabilized.

This really sucks because Although the judge dismissed the case I still have the chance of them coming after me in a civil suit and they can completely destroy my credit, which I just spent the last 5 years repairing.

It may be tough to find a property manager, and I would expect that you'll have a few additional fees when it comes to the rent by room strategy.I'd encourage you to think about managing the property yourself when living there as the landlord, and would be happy to share some of the do's and don't's that I ran into self managing a few house hack properties. 

@Yocheved Beer Lender's customarily will not provide credit for imputed equity for merely purchasing a property well.

The property is listed for $305,000 and he conceded an additional $15k down to $290k without me even saying anything.

Highest credit score, highest income, all measurable objective facts?