I googled it and found numerous articles on modular homes being built in Chicago.

I’m not a lawyer but I see numerous potential issues:State rules do not allow discriminating against a renter in their own unit (different for roommate situation) to tenant count BR * 2 + 1.  

Out of that, they have to cover their expenses like E&O insurance, Realtor association fees, MLS fees, and all the expenses that come along with being an independent contractor like health insurance, car insurance, vehicle maintenance and gas, clothing, laptop, phone, etc. 

It is similar to putting money into a cafeteria plan for pre-tax health care, but this is saving money pre-tax for a down payment. 

Most of them are likely not coming back this fall due to expanded travel bans and health concerns.Covid might be a catalyst for some long term changes of the American Universities, much similar to the potential long-term change it might bring to remote-working.

@Susan TanYou also need to find out what special assessments they have charged in recent history and what the financial health of the HOA budget looks like.

We're also pretty unique in that we offer numerous equity opportunities (NASDAQ: EXPI) and the ability to earn a significant residual income via our revenue sharing program.   

Health scares for example.2.

Anybody have any recommendations on a contractor/handyman that can replace numerous patios/exit stairs on multi family building?

The only sector that fared relatively poorly was health and personal care — pharmacies, salons, barbers and so forth.