The key is consistency if you are going to mail.

If they are not open to early termination, you can also do the Cash for Keys strategy.

I will make my offers for whatever number makes sense and if my lender is too sloppy to key a number in correctly, I will find a new lender.

PS there is usually a mandatory mediation clause in those board of realtors Purchase and sale agreement at least in many of the markets I work.. that could be worth a shot... that will only cost you a few grand..

You have a lender who doesn’t like doing a 293k......finding one who does them regularly is the key to getting one done.

Check to see if any payments earmarked for your property were "accidentally" applied to an HOA board members property.2.

I offered him $1000 cash for keys to move out peacefully and he agreed. 

They can raise them at any time and that can really mess up all of your numbers...what seemed like a great deal can quickly turn into a bad deal if the condo board starts jacking up HOAs.  

Chris is well known on these boards and lending in the Bay Area.Hope that helps.

So you would need a key person to maneuver and identify the opps and pitfalls.