What's the rate and balance on the auto loan, and how much longer? 

Automatizing payments, getting people to sign up for auto-pay would make both mine and the tenants life easier. 

I'm located in Northern NJ, just outside of NYC where both property values and property taxes are ridiculous so in looking to acquire my 1st property was leaning toward a BRRRR House hack situation of ideally a 4-unit; however, SFR is slightly easier to find better deals (not much better just a bit more affordable) in this area; however, with COVID hitting the area HARD (Hudson/Bergen Counties); will the idea of living with strangers in a SFR still be viable or will this virus make the masses lean towards wanting their own space that much more? 

Now ideally I would get the credit card and loan first, use the card and pay off the loan, and the get pre-approved with my new stronger credit. 

Might be an ideal time for you to jump in and learn who some of the players are as well as get up-to-the-minute insights on investing here.

Recording & auto-sending the conference call as follow-up is a great idea that I’ll be sure to implement moving forward.

Paying a coach or mentor is ideal when you have an REI business going, you get it, and you want to take it to the next level.

Replace it with a compact tankless unit ideally outside the closet.

Ideally I recommend you ask for Reports such as          Occupancy, Delinquency, Leasing, and Incidents report.

This property is likely not ideal since it doesn’t have room for value add and would probably be at retail price.