Her credit is high 600s vs ours at high 700s and will be the basis for refi if she stays on.Are we thinking this correct and fair in terms of both options?

Getting high cashflow and not having to get a big loan or much risks to start out. 

I am ok with expensive if ti gives me quality.

These loans are what is working in this high rate, low Long term rent environment.

The most successful investors in my circle here in columbus have their portfolio built of primarily SFH. inlist quality brokers, agents, and wholesalers to fill your funnel and then team up with a great honest general contractor to help you understand the back end of the projects.

I'm interested to invest in whatever deal makes sense.Outside of real estate, I enjoy working out, fishing and spending quality time with my wife and 1 year old son.Excited to learn and connect with you all!

Factors driving this growth include economic opportunities, a high quality of life, affordable living, and reputable educational institutions.

Maybe its better to pay the tax and put the remaining cash in a high interest yielding account.

I would propose re-investing all of the proceeds in additional properties in Cleveland, Ohio or Columbus, Ohio, in which it seems like you are highly likely to secure additional windfalls, after which you will own the majority of properties in Cleveland, Ohio or Columbus, Ohio.

But, if you need to increase your radius as I did, you will attract quality MTR leads if you buy and design with them as your target tenants (know your audience).