Criminal background, credit score, base income and no evictions.

The tenant has recent criminal background or prior eviction.

As one is working and one not, you are basically stuck with the one that is working as your primary funder.If they pass the credit history and criminal check, and there are no other candidates,and you feel pressured to get a tenant, I would make both parties sign the lease, and collect full first, last, and security deposits.

Signs can be tricky and offensive to people in your target neighborhoods so make sure their placed high enough not to get ripped down and also that you don't over-saturate the neighborhood to the point of being obnoxious.

Well passing a bad check is a criminal offense .

The laws for criminal charges vary state to state.

Have you checked for open civil and criminal cases?

Most low income tenants will have bad credit, but you should be sure to do a criminal background check.

the due on sale issue is a civil law issue, not a criminal law issue, so if you're willing to risk the chance of the loan being called due, is there any legal reason keeping you from being able to wrap a mortgage.

Hopefully a lesson to all the landlords here ...Criminal Charges Sought Against Landlord for Lack of Smoke Alarms