I am 29 yrs, an Army Veteran just getting out about a year ago Nov. 2015 (served 4 years), Married with a baby girl.

I don't buy things that often (i.e. buying a new gadget or clothes every few weeks) and know that I'm able to save a decent amount, but I don't actually know how my money is being spent.Blocking 30 minutes each week to review the previous week and plan goals for next week to make sure I am on track to meet my monthly goals.

I'm just trying to get ahead of the flood of money coming from retirement folk and baby boomers like my mom!

The rest they can baby step you through.If you're looking for your first place to buy (that you'll live in also) you should think about "House Hacking".  

If a pipe does freeze, it's best to get to it right away (before it bursts) and wrap hot wet cloths around the frozen area, to get the water to start moving.  

You also have some unknowns, like if I hire someone under a fixed price (90% of the time they are hourly), just because I don't want to baby sit them and want a turn-key job, my expenses will be like this, for every dollar i spend on a fixed price, i have to pay ~15% in employer taces, and ~15-20% in workers comp (on average), that brings me to 35-40% and leaving me with 10-15% in gross profit.

Look at what it sold for 10, 20, 30 years ago.. then ah... you will sleep like a baby, especially if it is buy and hold for the long term.... 

I am looking to grow my ream to include investment partners to share in the lucrative and stable Baby Boomer properties.  1000 people a day move to Florida and they are seeking improved homes, most pay cash.  

I haven't been marketing for a decade, as I was taking care of my babies. 

The only dependent was their infant baby.