I'm not really thinking it's a good but anymore, just from what you have explained and I just don't wanna be tied down to this tiny little town!

From what I have learned, your water Bill in Philly is tied to your property taxes.

I know it's impossible for them to sell while in default, but my goal is to tie up the property for ME, while I work with the bank to cure the default.

Put yourself in the tenants shoes at the end of your lease agreement they are going to look elsewhere.

       ( throw your shoes and clothes away when done )

I ended up wholesaling that deal but the moral of the story is that some sellers either don't understand how owner financing works or don't care and just want to cut ties to the property

@Travis LauchmanI would look at the brrrrr strategy closely if I were in your shoes.

Not because I'm a goody two shoes.  

I have not done it.I have too many tenants for that.Also different tenants have varying religious beliefs and some have no beliefs so I wouldn't want to get involved with that.In real estate when I first became an agent and a broker there were two hot buttons to always stay away from when doing deals RELIGION and POLITICS.My tenants would complain as well.I want to keep the relationship business.I fix the properties problems when the arise and believe it or not you are ahead of 80% of landlords if you do just that.Most won't fix things or get emotional over rent not being paid and get a handyman to screw stuff up trying to repair it.You can do a charity that is not tied to your business and give back that way.

Wear out some shoes!