We would really appreciate any advice on what types of account we should use to invest our money aside from a traditional taxable brokerage account.

It's kinda like saying, hey I want to be rich, how do I do that?

On a traditional loans your credits cannot go towards your down payment to a degree usually just count on putting the minimum down on a loan as a down payment and negotiating other costs as a credit.

In addition, in this market, depending on the area, 8% COC return on a traditional 20-25% down is pretty good in my opinion.

3) 10% for a commercial building is hard to get, but since he will be owner-occupied, he may be able to get traditional financing at 70-75% and get another 10-20% from the IDA or SBA. 

I have not had an income in the last 5 years so I don't think I can qualify for a traditional loan.

My question is should I use a hard money lender or go the traditional route?

Some main benefits of this lending option are the following: Have fewer requirements As compared to traditional bank loans the hard money lenders have few requirements.

I’m just trying to see if anyone is familiar with the trenchless process and whether it is better or worse than the traditional repair of taking up the flooring. 

In a traditional IRA that is fully tax deferred, all distributions are taxed as ordinary income based on fair market value.