Also if either of you are going to college make sure the profession pays off well and you can retire student debt fast.

It is not a means to create income for you at the current time, but rather a way to diversify your retirement savings.Such a plan can leverage with a mortgage, but the loan will need to be non-recourse - meaning no personal guarantee from you.  

Barker is retiring soon.  

My father and step-mother had recently retired and moved to the southwest coast of Florida (Sarasota, Venice, Englewood area).

Especially since I want to do a bit of traveling when I retire.

I have two of those things, but they are not making the money goals for my retirement which should be in 10 years.  

It was really helpful, got us to realize that you only need protection if you have assets or cash that would be at risk, and turns out nearly all of our assets are tied up in either retirement funds or mortgages, so we have very little risk at the time (I guess that's a good thing?).

I'm a retired disabled Veteran who has a full time job, however looking to increase my portfolio of purchase and hold properties, pref Duplexes in my area.

I'm also looking to supplement our retirement with a passive income of $3000-$3500 a month.

Lots of little guys trying to build their businesses, along with semi-retired folk who really just want to work part-time.