@Michael Evans , You put up a post and invited a critique, got some great responses and then throw a hissy and treat us as ignorant 'cos you don't like what you hear.

However I am also mindful that this may piss them off and I may invite more trouble with inspectors and paper work down the road.Any advice would be greatly appreciated.

Invite that person for coffee and get their perspective on what you are trying to do. 

In addition, we occasionally get individuals that “know someone” that’s done business with us and because of the unique approach new investors can get confused on the process we follow.So here’s a breakdown of questions and concerns that frequently come up. 1.First and foremost, if you are a customer and you’ve had an experience that’s caused you any frustration we’d invite you to contact us directly and give us an opportunity to resolve your concerns. 2.Most Hard Money Lenders require 10-20% Down, decent credit and some experience.

In Texas, if they are invited by the tenant, they have a right to be there.

This is also when the atmosphere is typically warmer as well.  

Rescission is where, even 2.5 years after the loan is made, the borrower simply pays back the principal only and all interest, points and other finance charges are refunded to borrower.There are conditions to rescind, ( whew, spelled that right) so you have to look those up, and there are other penalties too, for failing to provide the TILA disclosures.One interesting thing in the HUGE world of borrower litigation, many borrowers do not raise TILA claims as much any more, due to the fact they prefer to stay in State Courts (TILA being Federal) where the atmosphere may be more friendly to anti-lender litigation.

Originally posted by Tim Wieneke: Seeing as 72% of greenhouse gas is water vapor and 80% of the earth's surface is water, I see how this plan is completely conceivable and logical, rather than some cooked up piece of bullsh-- legislation intended to pay off friends for political favors.Unfortunately, the fact that the average person is illiterate with respect to basic science makes this an even more difficult problem to solve...even disregarding the politics...Basic science lesson...The goal isn't to drastically reduce the amount of greenhouse gas in the atmosphere (if we wanted to do that, we'd have to get rid of the clouds first, as they are the major greenhouse culprit)...in fact, we need most of the greenhouse gas in the atmosphere to survive (it's one of the major differentiators of our planet).The actual goal is to reduce the amount of greenhouse gas in the atmosphere by a small percentage of the total.By reducing just a small percentage the greenhouse gas in the atmosphere, we can (in theory) reduce man-made/precipitated global warming.And, the way to reduce greenhouse gases by a small percentage is to reduce the man-made emissions via manufacturing by a large percentage.Once you understand the science, you realize that -- from a scientific standpoint -- it's quite conceivable.

But if I had a party, yeah lots of people that I invite would show up.

No compromise when dems had full control- weren't even invited to the table.