Failure to follow instructions? 

In the meantime, feel free to follow these instructions and show off your experience.

If the loan is "Denied" at the last minute and no reason is given, perhaps your employer has instructed them not to tell you for any number of reasons that they aren't guaranteeing 6 months of employment for you.

Talk to your bank and they can give you instructions. 

However I have family and friends that have all worked for professionals in various aspects of the industry that I can consult for instruction and advice on each aspect of the project. 

Basically you could also contact her emergency contacts. let them know your concerned that she is having difficulties accepting change and her actions are unwarranted and are keeping you from properly running your rental business, that you have given her instructions and your concerned she is in jeopardy of causing a harassment issue.Or just plain and simple give her notice to vacate..

Was the tenant informed and instructed at move-in on the proper method to shut the water off, drain pipes as needed etc to avoid the freezing pipe?

He instructs me to purchase my first 4 unit owner occupied (which i have) raise the rents (which i have) and complete maintenance issues (also done), then refinance after a year of owning.

Don't over pay - remember ----- sellers are liars - confirm everything - taxes, insurance, income - check leases - how long have they been a tenant - have building professionally inspected and written report.Do not give a large first deposit until your inspection report is completed (this is a good time to do a little second stage negotiations)Always give deposit to third party escrow with escrow instruction.

We had this happen in a rental unit where the alarams were going off repeatedly.Smoke, dust, bugs and other things can set it off, but if they are new, that shouldn't be the issue.I would check your installation instructions to make sure you followed each step properly.