LOL is my experience just like your saying.. totally agree about fico score though irrelevant in Section 8.. you do want to see if they are current on cell phone and utls if not then its a hard pass..   

So, for people like him about 6 months ago I purchased my wife a 2nd cell phone she keeps with her and that phone has boldbeast recorder on it and we put every recording, text messages and pictures on an external hard drive.Incidentally, I took a strong prescription pain pill about 7 hours ago and I am higher then a kite.

All about optmizing your current process, trimming the fat, and excelling performance in the processes that generate the most income/value to your business.

BUT FIRST - you have to get really focuses on what type of commercial real estate you want to invest in, i.e. apartments, self-storage, hotels, cell towers, billboards, retail strip centers, mixed use, office, etc.

Everyone has their own agenda and could care less about you with the exception they the HML gets his money back and earns a fat profit from his short-term nearly illegal loan.

People are sitting in jail cells for manipulating public auctions.

Had a fat acquisition fund and was waiting on a couple sellers to get off the fence.

Only the principle portion of the payment accumulates toward equity.To calculate first year pay down in Excel:Fill in cell A1 with the loan amountCell A2 with the term in yearsCell A3 with the annual rate (not APR, just the rate)In cell A4 put =-PMT(A3/12,A2*12,A1)A4 will be your P&I payment.

And they used my old appraisal I had done when I was working with Dominion.If u Want a real loan and great rate call my loan officer at Valley Natl Bank:  Chuck Drayton 904-318-5176 cell or 904-899–8021 office.  

Please feel free to reach out to me by PM, cell or email.