If you hit your policy limits, and your situation plays out like mine:I'd expect them to cut you a check for 25k.

No matter what type of architecture, or exterior finish, many times updating with energy efficient doors, windows, new trim, and paint will do wonders.As for the maintenance of stucco, IF IT'S APPLIED CORRECTLY, and you have good gutters, etc. on the house, you shouldn't be having problems with mold.

Trouble came when that 1/12 months really really hit hard.

Yea depending on your market, once a property hits a hot listing price, it took spark many investors who shop in the area.

Given the competition in some areas, you need someone who sees it as soon as it hits the market.

What is the expectation of new inventory hitting the market in your area?

That usually helps instead of them giving a flat rejection, if it's presented well.Michael hit on something too, it's too bad that we have Realtors who are one, really not qualified to assess a good listing price but it's even worse when a Realtor agrees to almost any price to get a listing.

While the largest home builder in the area has been hitting records, much is due to rebuilding Joplin an hour away.

So, it ended up being an extra ~$115/mo hit to the cash flow, or 24%.

Build relationships with top REO agents and have tjem start contacting you when they get new listings (before they hit teh MLS)3.