The 2 years of work history requirement is misunderstood quite a bit because it mainly applies to variable types of income such as self-employment, large commission income, bonus income, etc.

One of my propertiesIt costed me 215k (Bought it in Utah around 2015) it is now selling for 290k (So about 75k profit minus real estate fees commission etc) i owe about 198k on the home so is about 92k before expensesI have about 30k in savings, plus cashing out on this property, I am planing to acquire 4 rental properties in Indianapolis in the range of 50-75k a piece, my question is how can i not pay taxes on my profit. is it by buying properties equaling to more than the sale price of my home?

. - If you're an agent you could find them a new place and make commission on that sale or pass it to another agent and make referral. - Hold an estate sale or yard sale before you start demo and make some beer money!

How many commission points are you paying?  

The person that wants me to spend 30 hours a week doing that also wants to chop my commission down at every turn because they are "giving me so much business".

So your 9% isn't correct it is 15.5%cash-on-cash = (1st year principal paid off + Annual EBITA) / down paymentYou should think about calculating you IRR as it takes into account price appreciation and exit proceeds.Here is an example of my projected CF.Then use the IRR function on the totals.Net proceeds should be the price appreciation - principal - commission.

They want to double end the commission and you want a good deal and to have your offer at the top of the pile ... give them what they want to get what you want.

I am new to investing and came across the oppurtunity to bring in a private money lender on my side to go in a fix and flip.the numbers were:purchase price- 155,000repairs- 25,000arv- 250,000misc- 5,0005 percent for commissions and 3 percent for closing costs.expected to sell for 230,000profit- 40,000my private money of 20,000 was to be used for the commission and closings costs. everything was to go though escrow at Chicago title.my question is how do I make sure that the profits I and my money lender make are secure as we are just putting money into the house, but have no claim to the house as we are not on the title as far as I know. 

They are offering a setup fee / processing fee for $500 up front, then no commission.

There is quite a range of negotiating ability with seller carry......but yes, I do expect to get paid, and there is a lack of "no money down" loans out there, so if all you have to pay are commissions and closing costs isn't that a good gig?