How to find homes owner will finance

[Michael R.]

How do you all find homes that the owner will finance? I have run a few ads looign for homes and have called on for sale ads but the majority of owners will not finance, or will only finance for 5 yrs tops. I do have some cash on hand (20k) but I am in no rush to purchase and I want to do so using as little of my funds as possiable. I could get a convential loan, but I prefer to find owner financed homes if possiable. Thanks