DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Additionally, where do you foresee the market heading based on your day-to-day work in the industry?"

I'm based in NJ it's so expensive here.

This property then to a lender looks to be negative $750 a month against your DTI.So really your DTI plays in based on what price point of property you are buying against your incomes and debts.

As for your "better off in the stock market" comment, your analysis is flawed because it is based on an equal cash vs cash assumption.

Try to go with a different (neutral) colored paint on the walls and have it be a color that will look connected to the green wall tile and the floor tile that you will install.

Based upon Akron Ohio market or just NE Ohio in general, what kinds of leverage am I able to obtain reasonably to pursue another deal?

Along with capital gains based on final net sales proceeds minus reduced basis.  

Especially if you’re making decision with huge financial decisions based on the words of non-expert strangers on a free website. 

I've thought of 3 different approaches - 1. co-borrow...multiple parties on deed, entitled to % rent & depreciation based on investment, have "access" to property2. co-sign...multiple parties not on deed, negotiate % rent & depreciation based on investment, no legal access to property3. side-deal...parties gifts the down payment, operator must qualify for loan, all other details TBDAre there more approaches/options?