That being said if I go to refi and he says no then I'm going to spend a few days looking over my books to figure out what is scaring him.

However, he revealed his is among a group that includes academics, economists, transportation officials, and architects currently writing a book entitled "Lower Manhattan 2020."

Can you please recommend me a book which described very good the analysis process and the right way to evaluate a property?

I've been reading books about real estate for about 5 months now trying to wrap my head around it.

You can find REI clubs at:http://www.biggerpockets.com/real-estate-investment-clubs.htmlIf I were you, I think I would do as you are doing, and spend several months reading the posts here, and some good books, adding to your education.

I'm reading a book on investing in pre-foreclosures and the author recommends sending letters to owners in default indicating you are an investor and are interested in purchasing their property.

For me it was a clean slate, inspiration to think creatively, and to THINK in general about what I wanted out of life and where I wanted to end up.I put down Napoleon Hill, and picked up books by Henry David Thoreau and took up a new motto: "We are happy in proportion to the things we can do without".I also put down Robert Kiyosaki and started reading Timothy Ferriss-- his book, The Four Hour Work Week is a neo-American-minimalist manifesto.

You can only learn so much from books, what you need to do is look for a mentor and write up some deals.

You can find books at a bookstore or library that will teach you most, if not all, of what you will learn from these expensive classes.Many strategies are going to be tough in CA.

Anyone have suggestions on web sites or books to learn about marketing rental property?