I am in kind of a unique situation with my seller, as he is an attorney overseeing a bankruptcy case and multiple homes within the bankruptcy.

A few unique components of residual income compared to DTI is that they count childcare expenses based mostly on your tax returns, and the square footage of the property determines a maintenance budget (agents think I'm crazy for putting max square footage on my VA loan preapproval letters, but hey it has a legit purpose).VA guidelines are so crazy that I've seen predatory HML model their qualifications on VA so later on when they are sued for predatory lending they can say "but we're just doing it like the VA!

I though it was a neat unique niche.

Other figures depend on your unique situation: Local property taxes (which WILL go up the year after you buy it) and insurance being prime examples.

Trulia is actually owned by the Zillow Group but each provides some unique value.Have you tried using Redfin for sales history or price drops?

The big factors in an effective mailing campaign are: 1) A quality list (the more difficult the list is to get, generally the better it is), 2) A quality, unique mail piece that gets noticed (lots of competition so you don't want to blend with everyone else) 3) Consistency (keep mailing to your prospects.  

@Stacy Williams I'm aware that historic districts pose a unique set of hoops to jump through.

We use in-depth methodology to determine the financial goals of each individual and build a long-term investment plan that fits their unique situation.

I am looking to buy a unique property.

Hi BrianShould you choose to leverage the purchase, your lender will have their own set of reserve requirements and these are unique from lender to lender.