Many times there's a pretty steep cost advantage with a national company with economies of scale vs a local attorney creating them one off.

I like the idea of having a few different freedom numbers; kind of scale it up as you go. 

Are they a large company with a huge portfolio or maybe something smaller scale? 

That said, they're more expensive, have fewer buyers (though the market around here has been very active for that property class), so if you decide being a landlord isn't for you you may face a longer time to sell.Also, with larger properties you get into efficiencies of scale, where by having more tenants, maintenance issues, etc, centrally located, you're able to deal with those problems with less travel time and operating costs because you/your handyman can do multiple repairs without having to drive between multiple properties. 

Profits per door should be less on larger multi family, but so are the costs {economies of scale).  

There would be a number of others I would recommend as well.You might also want to talk to Sunstone Manufactured Housing Consultants ( Chicago) and talk to Kolman Bubis, who is also a friend.

It's equally likely that the seal gave due to age or manufacturer defect.   

You state that you intend to refinance in a year, so that [ $9200 - $170*12 = $7160 ] would just be poof, gone, never getting it back.When I plugged in "refundable" borrower paid single premium PMI, it spit back 3.79% / $19k.You can scale up or down from $500k to your correct loan amount... the numbers will differ, the concept and conclusion shouldn't really change.Also, can't use borrowed funds for down payment etc.

The cash flow and appreciation will come if you buy right from the beginning then you can enjoy cash flow later as you scale up and this is why I'm looking to do a cash out refinance and get my money back.

The network we have is vitally important to be able to scale and streamline the business.