@Katharine Gonzalez the case you are describing can sometimes be picked up in a short sale. 

Misquoting, embellishment of what someone says, nit picking at a number asking for proof, avoiding the bigger picture of a topic or main concerns in order to make your point.

@Joe Fairless I picked Tampa becasue lots of canadian invest in Florida and I think Tampa's property prices are reasonable.How is the market in Cincinnati?

But I see you're a family man, and I'm not sure what you do for work, so obviously you may be constrained in what part of SoCal you're looking in.Again, take this all with a grain of salt, but I think my personal strategy right now is to wait until the market cools again to pick up more buy-and-holds in SoCal or maybe if I'm lucky find a distressed property.  

Hey @Jeremy Isaacs,Welcome to BP, you have picked the right community to learn from, I invest in Notes.

I picked up on the following lead.  

It is about picking the one thing that is the best use of your time.

I picked up a copy earlier this year and read it cover to cover.Hope this helps.

The property is in a good area, It is adjacent to a multi-million dollar recreation center, run by the park district, It is also within a few miles of the largest employer in town.  

It takes an independent agent with knowledge of the current marketplace to find companies that are willing to pick up the slack.