Hard money is very available right now, because of the glut of cash looking for an investment, however, expecting the cost of hard money to be offset by rising property values is a very foolish expectation, given that there is no guarantee of where the economy is going and whether we could have another recession and dip in property values.

There are even some landlords on the forums who will do better in recessions: growth in renters tightens demand.

Now all of our houses have equity thanks to buying in the low of the recession.

The coming maxi-recession is likely to be more severe than in 2008-2009. 

Problem is my ceiling junction box is recessed so I don't have a knock out hole to mount one of these on unless I use a box extender and use the sideway holes to put one of these on and the light fixture to the extension ring.

Either way, I am currently a 'Global not eligible to vote guy' ;-)... haha Well, fact remains, President Elect Obama has been elected at the wrong time - I mean, Global recession / Depression!!

I would try to recess it slightly into the wall so it rests flat on the floor and leaves no gap where it meets the wall.If that's not an option you may have to trim the bottom or side edges so they match whatever angle you actually have.

The world is hard to predict, and within that 30 years, there will be a couple of recessions in there, and when I think about it, I have lived frugally AND I lose a house if I let my guard down on the wrong time.

The returns are often stronger and they are as (or more) recession-resistant than multifamily. 

Recessed lighting was installed throughout the kitchen as well.