Does anyone in the Philadelphia region know of banks that do not require 20% for owner occupy multi family?

This might be a regional thing, but I had to clear out a house recently.

Interesting article for the Portland, OR market : http://portlandtribune.com/pt/9-news/158055-apartment-market-is-hot-hot-hot.

"Vacancy rate is 3.6 per cent..."

"Outer east portion of the city... Rents ...

This may be a regional issue or situation, but it's an issue here.

I live in the northern va area and was wondering if there are any people from the area and surrounding region that could tell me more about the market and their experience with it.Thank You in advance for your responses and I look forward to hearing from you,Mel

Currently we (husband and I) have 5 single family houses in the Edmonton region which we rent out the top and bottom suites of.

Searching for a realtor to join my network to help find properties in MD (Central Region).  

Sorry if my appraisal soapbox rant got off topic,  back to your original question: I reccomend calling several local/regional banks and asking what thier guidelines are. 

If anyone developed the land, what is more profitable to develop land for town houses or single family homes? What are the typical fees, legal fees, excavation fees, sewer and water, installing roads in the developmen...

If you're looking at local and regional banks, they often participate at larger loan amounts, very common in developments to reduce risks of one lender.