Just getting into real estate and was wondering about if it is a good idea to wholesale. use the money as down payments and take those properties and set them up as lease option?

It says they will pay "$0 or 5%" which seems to imply $0 is an option for them.

I think investment rate is the only option for because of my goal.

Just not sure options.

It's a long process and an uphill battle in your position.

PA written up for cash to get offer accepted then switches to a mortgage with 2 lien positions so the Title Co loved that of course. 

It takes positive cash flow to make a BRRRR investment profitable.

It seems like we have many options but I've never used this avenue for my STR & MTR. 

As others have mentioned, a 5% conventional might be an option, but with that loan amount there might be limits too.

For instance, the Poconos have remained a popular option because of its year-round tourism draw, with skiing and lodging in the winter, hiking in the fall, and camping around lakes in the summer.As others have said, going into markets with one draw is risky.