See the below article for further explanation.

Maybe to this forum actively looking needs explanation.

I'm not sure if it's a legal explanation or some other reason though.What I have seen is agents who have a partnership with lawyers.

@Jovan Lewis  here is a good explanation:  https://www.ratehub.ca/home-eq...In Canada, you can access up to 65% of the value of your home through a home equity line of credit.

@Jacob FitzgeraldWhen I started I had an LLC but never used it, after years past and I accumulate a handful of rentals my CPA told me to start transferring them into my LLC for tax purposes, but I see a lot of people see a LLC as a safe way of lawsuits accrue but that’s not really what it should be meant for, but again I’m just repeating what my CPA said, LLC should be used more as a tax benefit tool and you should always have your properties insured by a insurance company and offer your renters the option of renters insurance, I also have gone to the extent to have that subject inputted into our leases with the tenants initials and verbal explanation as well at the time of signing.

The suppliers thought building would slow but instead it JUMPED with numerous people buying (crazy low rates) and building new homes.

I've seen numerous news stories about it (just google Civvl, and there are plenty), but none is very descriptive, mostly just outrage porn.

So all signs point that it is NOT going away any time soon.Also, there's numerous articles (so it's not just my feelings) that I could link to that show this to be true.  

In order:1) Call the appraiser and point out the error and see if he-ll do a revision.2) If appraiser won't change, go to the lender and give him a written explanation.

I have watched numerous speakers predicting a crash in 2021.