However, I did some research and aparently creditors can force you to sell your House if you have more Equity than the exemption amount.  

With the exception of one, I can see clearly where the items you listed could impact the value.

I don't allow owner financing until 12 on time rental payments are received so I make sure I get a long term capital gain instead of a short term capital gain.I force my optionee toward success through the structure of my option fee, rental amount, and owner financing requirement. 

If its a 20 unit multi family and you intend to self manage...then I would say yes...your school will suffer.The impact on your life/school really all depends on what your rental property strategy is going to be.Pals now ??

If you are an investor in LA with multiple properties (not just buying a personal home), having to spend (or set aside) an extra $2500 to $3000 per investment/unit every month and for years (or however your holding period is), because rental income was insufficient on each of the multiple rentals can become a problem.The LA market is the way it is due to forces of demand and supply and what some spend $300,000 or almost $400,000 on in LA, some in many areas wouldn't touch with a 10 foot pole.

There was a podcast on BP about an apartment buyer, they were saying he was very successful, he said the first thing to look at was demographics, that is the social side again that is the basis for forced appreciation. 

With all of the major companies based in Washington, it seems to have had a positive impact on the real estate in the area.

I see buildings being left to rot all the time on NNN and the people leaving are often forced to fork out large amounts of cash to make the repairs.

It means it will take more impact on you for you to be unable to make payments. 

The introduction and passage of this bill will have an immediate impact on all of us working hard every day to improve homeownership opportunities in neighborhoods across our country.”