This means that I will finish undergrad with about $40,000 debt, and then I'll graduate medical school with around $250,000 debt,  totaling over $300,000 after appreciation during medical school. 

Sorry that I haven't updated - I have been down for the past week with a throat infection - 2 trips to the urgent care and 1 trip to the emergency room.

Entry requires either a warrant or an emergency, and neither is present with respect to these suspicion-less rental inspections,” said Maurice Thompson, Executive Director of the 1851 Center.”

My husband got into Harvard Medical for residency. 

If I need to make an emergency repair and the PM charges me for it, how is that taken care of?

I especially like the section about the quadrant where you focus your efforts on the "important / not critical" items for staving off emergencies and investing in long term success.  

In the under 30K range, one car breaking down, or one large medical bill may force the tenants to not be able to pay their rent. 

In the 1990s, I worked in Risk Management and Patient Relations for 14 years at a large medical center.

(rented @$1900/ mo. since 6/1/11)- should have 0 tax consequence/gains on sale (paid $180K cash in 2010)- have $40k in additional emergency fund/checking- have two small (and only) flips under my belt since January 2015 - all work done myself except for electrical/ major plumbing/HVAC- will be 55 in 2016 (so I don't have 50 more years to "play around" to build nest eggOk, so, my idea is to buy a place for cash in the 60-$75k range and fix it up over the next 6 months then move in as my lease on my apartment expires.

However because we are in a higher tax bracket literally every penny of that money is going to taxes and increased medical costs.