The market is fast for selling so I am leaning more towards that.

Realistically, I’ve only been there three or four times for five minutes a time over the last year and at normal business hours but it has been convenient.

Between Kamloops and salmon arm I would definitely lean towards Kamloops.

I'm leaning towards the 4.125% deal because it gives me some flexibility down the road to refi under IRRRL and my LTV for a HELOC would be better with it.

It would appear that you're in a good spot with this property and while new opportunities may arise IF there's a downturn that drags values down with it, I wouldn't kill the golden goose just yet.Even in a downturn, your property may not lose value with consistent, stable cash flow, so your offer now may not be off the table later.Michael, I think I'm leaning this direction.

I'm leaning towards using a hard money lender to start for i don't have enough cash to fully invest in a property, (I could cover the rehab portion if need be) and i do not have enough connections yet to start raising private capital.

House hacking is inherently a compromise and you are trying to balance financial matters, convenience, and keeping a wife happy.

@Stone Jin thanks for the input...I’ve been running the numbers on different situations and I think I’m leaning towards selling the house myself and use the cash for other deals or just build new investment properties new

Just leaned my first lesson on my first deal.

“This provides the borrower with a convenient cost saving option for financing renovations.”This is a snippet to help others.