Get a lawyer to get the paperwork right, and it shouldn't be an issue.Wonky back alley type paperwork typically results in a no-go for that refi loan application.

. =) In summary, no judicial foreclosure proceeding may be commenced, nor may nonjudicial foreclosure sales occur, until 15 days after the applicable Emergency Rule and shelter in place orders expire.

If I am not receiving applications within that first 7-10 days (and mind you, I follow up aggressively with the folks who attend), I'll begin dropping the price, driving larger numbers of folks to the unit, until I meet the price folks are comfortable with.Bear in mind, all of this is done with a number in mind that I am not willing to go below. 

Yes, it is the city of Rochester.I will submit the application soon and talk to them whenever they get back into the swing of things.

You've only owned for one year so it's unlikely you've dealt with many applications, noise complaints, un-mowed lawns, pet violations, non-paying tenants, evictions, unauthorized tenants, hoarding, evictions, and other problems faced by Landlords.

We can no longer ask for an application fee.

@Daniel Jost  I've read multiple reports of CC issuers denying all new business applications, even to people with excellent credit. 

Is there a standard application I can use for this new tenant to fill out available, and any recommendation of site to use for background/credit check?

There isn’t even an application process.

Looking into the application process of becoming a HUD local listing agent.