So I’m wondering if anyone has experience with other property investment friendly insurance companies with good rates before I start shopping around. 

We as a firm have investors working with us who have rental properties all over the US big and small.Finding a real estate-focused tax professional and one who can help with advisory and grow with you would be my suggestion to focus your efforts on finding.

I feel sad when I see them stressed out about money all the time.All suggestions are welcomed :)Thank you. 

You suggest that only an investor would buy a house with an ADU; in fact, since work-from-home took off four years ago, homes with ADUs have been in huge demand in LA.

Feel free to suggest any. 

As I looked into it more and as many have suggested mid-west markets, I've now zoomed in my focus towards Alabama and Indiana.

Wondering if anyone has a commercial lender who would know where to find a loan to accomplish my goal...

If the 4-plex is properly analyzed, and the data suggests $800/month cash flow after vacancy, Capex, and repair budgeting, then it sounds like a solid deal.

I suggested doing a master lease listing me as the master tenant and then I would sublease the rooms to his current tenants.

I was wondering if you know any attorneys in California that understand how to put a subject 2 contract together.